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Truly, not all policy follow the same rules because there are certain discriminating facts like allowing men to have Viagra but denying women the payment for birth control. This is now a common factor on what seems to be a sexual discrimination in the insurance companies. This only shows that insurance coverage's depends on the type you own.

Some other plans like the group health insurance plan can pay for the birth control of their female staffs. This type of insurance is bought by companies for their employees. Securing birth control is of an advantage to them because the coverage includes pregnancy but avoiding pregnancy brings down the costs. But individual plans bought directly from the insurance companies do not.

For the individual health plan, you only get maternity coverage if you pay extra and also choose the maternity rider. The extra money covers the delivery cost so if it is not paid, you have to pay for the delivery bills yourself. This is why they do not pay for birth control because they do not gain at all. Individual health plan selects their customers. They do not accept every body that applies and even those selected have variations in their prices.

For every guaranteed policy there are variations which depend on the individual health statues. The factors that determine the cost of coverage for an individual is weight, age and application of medication. If the applicant uses medication, it will cost him or her more due to the fact that payment for the medication would definitely be higher than that of a person that does not take medication at all. This makes the insurer pay more than he is supposed to if his coverage includes birth control pills.

insurance companies are only responsible for payment that is deemed necessary. People think it is the issue of gender discrimination that makes insurers to pay for Viagra for men and do not pay for birth control for women. This is not true because erectile dysfunction is an abnormal biological condition while ovulation on the female part is natural, and not a medical disorder. This shows that in the health insurance system, the said unfairness is not a reason why birth control is not paid for.

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