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Catastrophic Health Insurance – Choosing a Deductible
When deciding on a catastrophic health insurance deductible, it's important to take into consideration a number of things.
What is the most money you could come up with in the event of a major medical event?
This will help you determine what deductible you or your family can safely handle. The idea is to take on as much risk as you can, to lower your monthly premium, but not get yourself in trouble by choosing a deductible that's too high.
Does the deductible you are considering apply to the whole family, or is it per person?
