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Thousands of people have taken benefit of low mortgage rates and government's $8000 tax credit for the first time owner of the house. But they now have to go for the home insurance in order to finalize their paper work.
If you are already a car owner then there is one source already present for your home insurance i.e. your car insurance broker. In this case you have the advantage of getting some discount because of buying both the insurance from the same company. There are also chances of paying higher premium in some cases because of the locality of the house. It may be the case that your house is in the area which has history of higher claims; in that case the premium rates will be high for you.